Financial services
Governance, controls and records that regulators and partners can trust.
I help financial-services organisations look at how money, records and approvals actually move, and where a failure could go unnoticed. I am building proof in this industry and show none here yet.
Built for
- Founders and executives of lenders, savings groups, payment and insurance businesses
- Heads of operations and risk
- Finance and compliance leads
What I look at
Six views of the work.
Before any engagement I map the regulators and rules that apply to your sector in Ghana. This is a first look, not legal advice.
- Money trail and reconciliation
- Whether what is recorded matches what arrives, and how often anyone checks.
- Records and recovery
- Whether critical records survive a failure, and whether recovery has ever been tested.
- Approvals and access
- Who approves, who can reach accounts, and what happens when someone leaves.
- Early warning and reporting
- Whether a problem would be seen early, and whether headline numbers can be traced.
- Key people and vendors
- What stops if one person or supplier is gone.
- Rules and licences
- What your regulators and partners expect. Confirm the details with a lawyer.
What this page shows
I have no financial-services client work to show on this page. It says how I would look at the industry, not what I have done in it.
I do not give financial, investment or legal advice.
Every sector
Data protection applies here too.
Ghana's Data Protection Act, 2012 (Act 843) covers organisations that hold personal data about people. Here that means customer identity records, transaction histories, and the documents collected to know who a customer is. Organisations that hold such data generally need to register with the Data Protection Commission. Confirm your own position with the Commission or a lawyer.
I look at four things:
- What personal data you hold, and where it lives
- Who can open it, and whether that list is current
- Whether you could get it back after a lost laptop, phone or account
- What you would do, and who you would tell, after a breach
This is a first look, not legal advice. A lawyer confirms your exact duties.
How I would work with you